Investment and Financial Planning Articles

With the rising cost of living, mounting health care expenses, and the relentless creep of inflation, retirement in the U.S. is becoming costly. For many Americans, particularly those aged 35-55, the...

During periods of high market volatility, it is crucial to remain calm and avoid making impulsive decisions. Reacting emotionally to market movements can often lead to poor investment choices and unne...

The recent advances in the stock market have left many puzzled, given the not-so-good economic data we have witnessed. U.S. stock markets continue to trend up as optimism returns to Wall Street while...

In the world of investing, there are few phrases as exhilarating as "bull market." These words conjure images of an economy burgeoning with opportunity, a period when stock prices are on a steady upwa...

Retirement readiness is a term that refers to the level of preparedness individuals have for a comfortable and financially secure retirement. It encompasses various factors, such as retirement savings...

Restricted stock units (RSUs) are a popular form of equity compensation that companies offer to many employees as part of their overall compensation package. RSUs represent a promise of company stock...

Global equity markets had a fantastic second quarter – especially the tech names. But toward the end of the quarter, the rally really started to broaden out, as underscored by the large-cap S&P 500 re...

In the pursuit of a prosperous retirement, investors often focus on building portfolios composed of stocks, bonds, and mutual funds. Yet, a significant asset class often goes overlooked: real estate,...

Many people struggle with managing their finances and may not have a clear plan for their spending during holidays like July 4th. This can lead to overspending, financial stress, and potential debt.

Before we delve into the subject of Gen X retirement, it is important to define who the Gen Xers are. Generation X is a demographic cohort born between 1965 to 1980, sandwiched between the Baby Boomer...

After ten straight hikes over the past 14 months, the Federal Reserve (Fed) recently took a break and decided to pause interest rate increases. Consumers who have been facing pricier loans and mortgag...

Investing is one of the most proven and effective ways to build wealth over time. Nevertheless, investing can be daunting and intimidating, especially for new investors just starting their investing j...

Financial planning is the process of assessing one’s current financial state, determining short-term and long-term goals and creating a plan to achieve those goals. It involves analyzing income, expen...

High-yield fixed-income investments, also known as "junk bonds," are a type of debt security that offers a higher yield than investment-grade bonds due to their higher risk of default.

In a rising r...