Articles

Articles, News, and Related Information

 Microsoft, Stockpiling Cash, and Good Cash Management

Consider the companies that are sitting on stockpiles of cash. Microsoft, Berkshire Hathaway, Alphabet (Google) and Apple were each sitting on more than $100 billion of cash as of the end of last year, according to FactSet. And Facebook and Amazon together are sitting on another $100 billion of cash...

November Means Open Enrollment Time

Open enrollment for employee benefits kicks off this month. While you plan your Thanksgiving menu, review your benefit choices. Even if little changed in your life this past year, maximize what your employer offers.

Here are some pointers.

Medical

Even if you carry the same plan as in many pas...

 Understanding Interest Rates and Your Financial Situation

When discussing bank accounts, investments, loans, and mortgages, it is important to understand the concept of interest rates. Interest is the price you pay for the temporary use of someone else’s funds; an interest rate is the percentage of a borrowed amount that is attributable to interest. Whethe...

 Summer Vacations & the Allure of Timeshares

Vacations during the summer months might have you thinking about timeshares for resorts in places like Florida or Mexico. They seem like a fun idea for a winter vacation in the sunshine, as well as a good deal financially. They are neither.

Like Groundhog Day

One of the biggest problems with tim...

 Your Personal Debt Ceiling

The U.S. has not been debt free since 1835 – should you be debt free?

The National Debt

If you spend more money than you make, you are in debt. When the federal government spends more money than it collects, it is in debt. It really is that simple.

  • Debt Held by the Public = $16.17 trillion
  • I...
 If You Were Furloughed, Do You Have Cash?

Your emergency cash fund is as important as your retirement funds

The partial government shutdown could result in 800,000 federal workers across the county missing a paycheck on January 11th. And if the shutdown continues to drag on, it’s possible that these workers won’t receive another paycheck...