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Stop Guessing: Get the ESPP Tax Flowchart That Clarifies Qualified Dispositions

The Visual Guide to Avoiding Short-Term Capital Gains on Your Employee Stock Purchase Plan.

financial checklist 2025
  • Determine Your Tax Rate: Instantly clarify if your sale will receive lower Long-Term Capital Gain treatment or higher Short-Term treatment.
  • Identify Ordinary Income: See the exact amount of the employee discount that is always taxed as ordinary income upon disposition.
  • The Holding Period Test: Use the simple visual path to confirm if you met the crucial 1-year/2-year holding period requirements.
  • Understand Your Cost Basis: Learn how your cost basis is correctly adjusted to include the amount taxed as ordinary income.

Disclaimer: This checklist is for educational use only and does not constitute financial, tax, or legal advice. Consult a qualified professional for your specific situation. Unleashed Financial, LLC is a registered investment advisor in the State of Washington. The adviser may not transact business in states where it is not appropriately registered, excluded, or exempted from registration. Individualized responses to persons that involve either the effecting of transactions in securities or the rendering of personalized investment advice for compensation will not be made without registration or exemption.