My investment philosophy is based on mean-variance analysis using index-based ETFs to effectively create globally diversified portfolios...-Some Investment Snob
Investing should be boring. Modern Portfolio Theory assumes that investors are "risk-averse." That means that given a choice between two portfolios that offer the same expected return, investors will prefer the less risky one.
There is no benefit to take on more risk if you're not expecting a higher return.
Evaluating the expected risk and return helps me create an "efficient frontier." The goal of an efficient frontier to identify the biggest bang for the buck and align your portfolio with your risk and return preferences.
I offer a discretionary investment management service that is independent of financial planning. Under the discretionary model, I act as a fiduciary to make portfolio and investment decisions in your best interest.
Using index-based investment positions doesn't mean it's a set it and forget it strategy. I constantly monitor the portfolio to rebalance positions and maintain an overall risk level and asset allocation that is consistent with your goals.
Whether you're just starting out or have a lump sum of cash, I will create a low-cost, diversified portfolio of exchange-traded funds. The allocation of funds in the portfolio will depend on your financial goals and tolerance for risk.
Our investment management services include:
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