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Year: 2026

The Mega Backdoor Roth: Why This Should Come Before a Taxable Account

May 5, 2026 by Jason Preti, CFP®
Laptop open to retirement account dashboard on a home desk mega backdoor Roth planning for tech professionals

High-income tech worker? Learn why the mega backdoor Roth comes before a taxable account — and how to set it up at Microsoft, Amazon, and Google in 2026.

Categories Investing, Retirement Savings

Got Laid Off? Here’s What Happens to Your RSUs

April 14, 2026 by Jason Preti, CFP®
Mid-career tech professional sitting at a home office desk, looking out at Pacific Northwest evergreens, with a closed laptop and coffee nearby

Laid off from a Seattle tech job? Here’s what happens to vested and unvested RSUs, the Washington state tax picture, and how to think through next steps.

Categories RSU & ESPP

Feeling the Squeeze? Stagflation Explained 2026

April 14, 2026March 18, 2026 by Jason Preti, CFP®
Illustrated dollar bill stretched thin, representing inflation eroding purchasing power in 2026

The economy is sending mixed signals. Here’s a plain-English breakdown of stagflation in 2026 and what Seattle families can do right now.

Categories Financial Planning

RSU Tax Withholding: Why 22% Isn’t Enough

April 14, 2026March 13, 2026 by Jason Preti, CFP®
Tax software showing an unexpected balance due on a laptop screen -- a common experience for tech employees after RSU vesting.

Your employer withholds 22% on RSU vests. If you work in WA and earn over $89K you likely owe more, plus a potential state capital gains surprise when you sell.

Categories RSU & ESPP

ESPP Sell or Hold? Strategy for Tech Professionals

April 14, 2026February 19, 2026 by Jason Preti, CFP®
hold or buy framework for ESPP

Should you sell your ESPP shares immediately or hold them? A structured framework for tech professionals managing concentration and tax risk.

Categories RSU & ESPP

How Much Company Stock Is Too Much? RSU Diversification for Mid-Career Tech Professionals

April 14, 2026February 13, 2026 by Jason Preti, CFP®
company stock and a diversified portfolio

How much company stock is too much? Learn a structured RSU diversification strategy for mid-career tech professionals managing concentrated stock risk.

Categories RSU & ESPP

Archives

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Categories

  • Company Benefits
  • Financial Planning
  • Investing
  • Retirement Savings
  • RSU & ESPP
  • Taxes

Recent Posts

  • The Mega Backdoor Roth: Why This Should Come Before a Taxable Account
  • Got Laid Off? Here’s What Happens to Your RSUs
  • Feeling the Squeeze? Stagflation Explained 2026
  • RSU Tax Withholding: Why 22% Isn’t Enough
  • ESPP Sell or Hold? Strategy for Tech Professionals

Categories

  • Company Benefits
  • Financial Planning
  • Investing
  • Retirement Savings
  • RSU & ESPP
  • Taxes

Email: [email protected]

Phone: 425-954-6781

Address: Kirkland, WA 98034

Serving Seattle, Bellevue, Kirkland, and the greater Eastside community

Find an advisor Jason Preti, CFP

CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S.

Jason Preti XYPN Member

Proud member of XYPN! As an XYPN advisor, I adhere to strict fiduciary standards and carry the CFP®. XYPN is the only turnkey advice and planning platform that makes it possible for fee-for-service financial advisors to build the independent firm of their dreams with complete autonomy.

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