The Mega Backdoor Roth: Why This Should Come Before a Taxable Account
High-income tech worker? Learn why the mega backdoor Roth comes before a taxable account — and how to set it up at Microsoft, Amazon, and Google in 2026.
Investing
Fiduciary investing guide. Build wealth with smart portfolio construction, diversification, and risk management strategies for early and mid-career investors.
Got Laid Off? Here’s What Happens to Your RSUs
Laid off from a Seattle tech job? Here’s what happens to vested and unvested RSUs, the Washington state tax picture, and how to think through next steps.
RSU Tax Withholding: Why 22% Isn’t Enough
Your employer withholds 22% on RSU vests. If you work in WA and earn over $89K you likely owe more, plus a potential state capital gains surprise when you sell.
ESPP Sell or Hold? Strategy for Tech Professionals
Should you sell your ESPP shares immediately or hold them? A structured framework for tech professionals managing concentration and tax risk.
How Much Company Stock Is Too Much? RSU Diversification for Mid-Career Tech Professionals
How much company stock is too much? Learn a structured RSU diversification strategy for mid-career tech professionals managing concentrated stock risk.
Self-Directed Investing vs Real Wealth Planning: The Hidden Gap
Stop managing your finances in silos. Learn why investing alone is not enough and how coordinating tax, risk, and estate planning maximizes wealth.
Are You Drowning in Data? The Trap of Analysis Paralysis for Self-Directed Investors
The cost of inaction is immense. See the three signs you are suffering from analysis paralysis and how to break the cycle of endless research.
The Enemy Within: How Behavioral Biases Sabotage Even the Smartest DIY Investors
Stop sabotaging your returns. Learn how Loss Aversion, Confirmation Bias, and Recency Bias drive poor investment decisions and how to fix them.
Beyond the 60/40: Incorporating Buffer ETFs and Digital Assets for the Modern Tech Portfolio
The 60/40 model is broken. See how a fiduciary RIA uses Defined Outcome ETFs for downside protection and strategic digital assets for asymmetric growth.
Potential Concentrated Portfolio Risk with RSUs and ESPPs
Is your portfolio too concentrated in employer stock? Understand the risks of RSUs & ESPPs. Protect your wealth through smart diversification strategies.