Got Laid Off? Here’s What Happens to Your RSUs
Laid off from a Seattle tech job? Here’s what happens to vested and unvested RSUs, the Washington state tax picture, and how to think through next steps.
RSU & ESPP
RSUs and ESPPs can accelerate wealth for mid-career tech professionals, but they also introduce concentrated stock exposure and tax complexity that require coordination.
The articles below address vesting, taxation, diversification strategy, and equity-related risk management. For a broader look at how RSUs and ESPPs fit into long-term financial planning and investment management.
RSU Tax Withholding: Why 22% Isn’t Enough
Your employer withholds 22% on RSU vests. If you work in WA and earn over $89K you likely owe more, plus a potential state capital gains surprise when you sell.
ESPP Sell or Hold? Strategy for Tech Professionals
Should you sell your ESPP shares immediately or hold them? A structured framework for tech professionals managing concentration and tax risk.
How Much Company Stock Is Too Much? RSU Diversification for Mid-Career Tech Professionals
How much company stock is too much? Learn a structured RSU diversification strategy for mid-career tech professionals managing concentrated stock risk.
Potential Concentrated Portfolio Risk with RSUs and ESPPs
Is your portfolio too concentrated in employer stock? Understand the risks of RSUs & ESPPs. Protect your wealth through smart diversification strategies.
RSU vs. ESPP: Understanding the Tax Rules That Actually Matter
RSUs are taxed at vesting. ESPPs depend on when you sell. Plain-English breakdown of how both work, what you owe, and the most common mistakes.
Restricted Stock Units: Vesting, Tax Treatment, and Strategies
Navigate the complexities of Restricted Stock Units. Explore how strategic financial planning can optimize your taxes and maximize the benefits of your RSUs.